App Shopper: Auto Loan Calculators (Finance)

App Activity

Sep 07 '10	New App: $.99, v1.0

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Auto Loan Calculators

iOS iPhone

Calculate monthly payments, total interest, and total paid for auto loans and leases. Compare payments for different loan amounts, down payments, rates, or lengths. Find out if you should buy or lease your next car. Find out what price car you can afford. Also, find out how to pay your loan off early or how much you still owe on your existing loan, and MORE!

The following calculators are included in this app:

1) Auto Payment: How much will my auto payments be?

There's more to figuring out actual auto loan payments than just calculating the payments on the vehicle's sticker price. Use this calculator to find out how much your auto loan payments will be. Enter the price of the vehicle, the sales tax percentage you will pay on the new vehicle, and other charges that will be financed, like tags and registration, or dealer prep and delivery charges. Then enter any cash, trade-in, and dealer rebates that you will use as a down payment and the interest rate and length of the loan you are considering. You can even enter an additional amount you intend to add to your payment each month to work down your principal and the calculator will show you the anticipated payoff time.

2) Auto Affordability: What auto price should I be looking for?

Before you go shopping for a new car, use this calculator to help you determine the sticker price you should be looking for. Enter the maximum monthly payment you can afford, the sales tax percentage you will pay on the new vehicle, and other charges that will be financed, like tags and registration, or dealer prep and delivery charges. Then enter any cash, trade-in, and dealer rebates that you will use as a down payment and the interest rate and length of the loan you are considering. This calculator will then show you the maximum vehicle price and the loan amount that will keep your payments close to what you entered.

3) Auto Loan Early Payoff: How much should I pay if I want to pay off my loan early?

Use this calculator if you are paying on a loan and would like to know how much additional you should add to each monthly payment to pay it off in a certain number of years and months. Enter your loan balance, your current monthly payment amount, the interest rate, and the number of years and months to have it paid and this calculator will show you how much additional you must pay each month to meet that payoff time.

4) Existing Auto Loan Payoff: How will my existing auto loan be affected if I pay additional each month?

If you want to pay off your existing loan ahead of schedule by adding a fixed amount to each payment, this calculator will show you how much quicker you'll get the loan paid and how much money you'll save.

5) Auto Lease Payment: How much will my auto lease payments be?

Whether you know a lot or very little about leasing a car, this calculator will help you figure out the lease payments and more.

6) Lease Mileage: Am I likely to exceed my lease mileage and how much will that cost me?

Find how if you are likely to drive more miles than your lease allows and how much you will have to pay for the excess miles when the lease ends. Enter the annual miles allowed, the charge for excess miles as stated in your lease, and car's current odometer reading and this calculator will project excess miles and anticipated charges at lease end.

7) Existing Auto Loan Analysis: How long have I been paying my auto loan? How much have I paid and how much more remains?

Are you paying on a loan and wondering how long you've been paying or how much longer you'll be paying? Just enter your loan balance, interest rate, the original length of the loan, and the current monthly payment and this calculator will show you how long you've been paying and the remaining time to payoff, as well as how much interest and the total paid so far and how much interest and the total remaining to be paid.