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Debt Calculators

       iOS iPhone

This application includes 4 common calculators for computing personal debt and financial risk, including:

1) Simple Debt Consolidation: How much will my payments be if I consolidate all my debts into one loan?

Enter your debt balances and the basic information about your consolidation loan and this calculator will show you the monthly payment and other important information to help you decide if this loan is right for your situation. You can even enter any additional amount you are considering borrowing and any additional principal you will pay each month to pay the loan off faster.

2) Eliminate Debt or Invest: Should I use any extra money to pay down my debt immediately or invest it until there's enough to pay off the debt?

Should you pay off your debt or invest your extra money? Will you pay more interest or earn more on your investment? Enter the information about your debt and investment and this calculator will show you what happens if you put your money toward the debt first or put it into an investment until the debt can be paid.

3) Debt Ratio: What portion of my income goes to pay housing and debts?

Calculate your debt ratio or what percentage of your monthly income is used to pay fixed monthly costs. Enter your monthly income, monthly rent or mortgage expense, and other monthly expenses. This calculator will then show you what percentage of your monthly income goes to pay monthly debts and expenses. In general, most mortgage lenders do not want your total monthly housing expenses (including property taxes, private mortgage insurance (PMI), and association dues) to exceed 28% of your total gross monthly income. And your total debt ratio cannot exceed 36% of your total gross monthly income.

4) Financial Trouble: Are my financial habits going to lead to financial trouble?

Are your financial habits leading you down a path of financial trouble? Take this quick test to help you determine if you are in or possibly headed for financial trouble.

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Last changed:

Oct 07, 2010

Category:

Finance

Developer:

Darren Gates

Version:

1.0

Average Rating:

1.00 (1)

Size:

0.2 MB

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